FSA or HSA funds can be used to pay for the remainder. Next, all of your clear dental aligners (based on the image or mold of your teeth) are sent to your home all at once, with instructions on when to wear an aligner and for how long. (August 2019). These devices are created and supervised by network dentists or orthodontists, and you must visit that professional in person to get new trays and update your progress. Getting coverage for your SmileDirectClub treatment depends on a few different factors, primarily whether your benefits include teledentistry coverage. This can play out in different ways, depending on your particular insurance provider and plan. Which insurance providers does SmileDirectClub work with? To summarize, even if you have dental coverage with orthodontic benefits, dont assume it will cover SmileDirectClub, or any other orthodontic treatment, for that matter. Dental insurance does not cover clear aligner treatment and other types of orthodontia for most adults, but there are several options for paying for the treatment you need. Keep in mind that this is a rapidly changing situation. We can also check for eligibility with Cigna, Humana, Guardian, and many more. It is mandatory to procure user consent prior to running these cookies on your website. There are also other ways to find affordable clear aligner treatment that does not require visiting an orthodontist. Most insurance companies offer at least some benefits for aligners. We've reviewed and ranked top providers. This is the only way most Kaiser Permanente consumers can use their benefits to get aligners. When readers purchase services discussed on our site, we often earn affiliate commissions that support our work. Make a $250 down payment followed by monthly payments of $89/month for 26months ($2564total). The at-home process that SmileDirectClub provides may be straightforward and convenient, but that doesnt mean its always the best option when making permanent decisions about your teeth, according to experts. Accessed 6/10/2021. SmileDirectClub is one popular, at-home option. Since you will need to handle at least part of the process yourself, reaching out on your own may be the most logical choice. If you want to use your FSA funds, remember that they expire each year they dont roll over like they do with an HSA. However, if you pay in one single payment, you can get your new smile for just $2050. Separate schools, techniques, and professional associations developed around this and the same held true for insurance. Under Cigna Dental 1500, you do not have to pay for preventive treatments as long as you get them from an in-network provider. In the name oftransparency, know that in some cases, the insurance company may require that you pay the total of your aligner treatment before applying for reimbursement. These cookies do not store any personal information. If your employer offers a plan that meets your needs, its probably the better option. Available for shopping during Open Enrollment (Nov 1-Dec 15, in most states) 1 year into SmileDirectClub, is there a reason for this? Many people find their dentists by searching their insurance companys directory. The initial consultation is free of charge. They'll contact the company, discuss your benefits, and fill out the paperwork you need. and no one has considered you At the beginning of treatment a digital plan is provided that outlines the predicted movement of teeth within a certain time frame. Comparison does not include added costs, such as retainers, and is limited to mild-to-moderate teeth correction, as braces and Invisalign may treat additional issues. There are no credit checks or forms to fill out, so there is 100% approval after your down payment is processed. Orthodontics: What You Don't Know Can Hurt You. The biggest reason adults arent given orthodontic coverage is their age. Time for the question thats no doubt on your mind: Does my insurance cover home aligner treatment? The following providers have partnerships with SmileDirectClub: If your insurance provider is not listed here, you must pay full price and request reimbursement from your insurance provider afterward. See, we got you! Most at-home aligner companies offer their own plans, while many dental and orthodontic offices do, too. Smile Direct Club is a type of at-home clear aligner, so treatment can be done remotely, with in-person assistance at a SmileShop if needed. SmileDirectClub is typically more affordable than traditional braces. NewMouth / Alyssa Hill. If you dont have a valid credit or debit card on file, well mail you a check for the balance. In case you have questions or need assistance finding the perfect plan (e.g. You can use them to pay for any qualifying medical or dental expenses. Is it better to get a policy through an employer or on your own? The opinions expressed are the authors alone and have not been provided, approved or otherwise endorsed by our advertisers. Can you share how? She brings more than a decade of media experience to Forbes Health, with a keen focus on building content strategy, ensuring top content quality and empowering readers to make the best health and wellness decisions for themselves. Cigna said anything that's a take-home treatment will not be covered. If your provider doesnt have financing, you can look into a third-party option, such as CareCredit. That said, most people pay somewhere between $3,000$8,000 for Invisalign treatment. Typically, the total treatment time for SmileDirectClub aligners is four to six months. Are there other options that might be covered? If your account has a SmilePay balance, we will first apply a credit toward it. Factors impacting price include everything from the complexity of your case to where you live. Suspended, Aligners caused gap between teeth? Do Aligners Really Work for Teeth Straightening? You can also be excluded if your misalignment is strictly cosmetic in nature or if you have used your full benefits already. The claim process might seem intimidating if youve never done it before, but the good news is that Cigna offers instructions on their website. You also might only receive coverage for one or two years. If these arent an option for you or your out-of-pocket expenses are still high, you can look into financing. You also have the option to opt-out of these cookies. And it doesnt matter if you are looking at a traditional option like braces or a remote one, like SmileDirectClub; health insurance excludes dental coverage, and orthodontics falls under that umbrella. APR varies. Were happy to check eligibility with other insurance companies, too. Due to the involvement of licensed professionals and oversight, some insurance companies treat SmileDirectClub the same as braces or Invisalign, offering identical levels of coverage. Anna Rosemond was drawn to the advertisements for SmileDirectClub, which promises to straighten teeth for . It does not matter if the first visit is to a dentist office. We also accept HSA, FSA, and CareCredit. (photo). Think that your insurance provider will only cover traditionalbracesand not clear aligners? . Every dental insurance provider has their own terms, and if they offer multiple policy tiers, there will be variations between coverage there as well. As your teeth shift incrementally, you wear new sets of prescribed aligners, each progression taking you to the next stage of your smile. Sale:$15 impression kit - FREE after return, plus 6 months FREE teeth whitening. Since more adults are getting orthodontics treatment with clear aligners, more dental insurance companies are offering some coverage for this treatment. To know what you will pay, you have to schedule a consultation. (August 2020). First of all, its more expensive than your typical routine dental services. Humana. Well send you an email detailing your adjustment and/or refund, which you can verify by checking your bank statement or SmilePay statement. Many employer-sponsored insurance plans offer flexible spending accounts (FSA) or health savings accounts (HSA). Additionally, SmileDirectClub says its in the network of a number of insurance providersso be sure to contact your provider to see if you qualify for any savings. Read on for an in-depth look at the policies and procedures involved with benefit claims for at-home orthodontic treatment with SmileDirectClub. You dont need to wait for open enrollment and you can select the ideal coverage level for your needs. 100,000+ Dental Access Points Nationwide. Once youve got that squared away, youll have a better sense of your total SmileDirectClub price and one step closer to beginning your smile journey. Its not uncommon for insurers to deny claims even if they typically cover teledentistry. It can also be a cosmetic one. After this, see a dentist or two to get quotes for treatment. If you work with an at-home aligner company, you might get some assistance. Who here has had success getting reimbursed? SmileDirectClub accepts most major insurance coverage. Consumers can also purchase plans for dental health, including some with benefits involving aligners. The most popular at-home clear aligner kits can be found right here: Learn about the different brands and what they offer. #1There will be no direct supervision of your case during treatment ( you should be seen by a trained a qualified dentist every 6 weeks or so.) It can also determine how much your provider will cover if they do. Take impressions at home, or a SmileShop, view your 3D treatment plan & get customized clear braces delivered to you. This guide is your perfect starting point. SmileDirectClub accepts most major insurance coverage. Your health and wellness is unique to you, and the products and services we review may not be right for your circumstances. But opting out of some of these cookies may have an effect on your browsing experience. 2023 SmileDirectClub. Learn about the different brands and what they offer, Clear Aligners: How They Work, Popular Brands & Costs, Go to a SmileShop (physical studio) and get your teeth scanned by a licensed dentist or orthodontist for free, Pay $59 and have an impression kit sent to your home and request a full refund if you are not eligible for treatment, Before insurance, SmileDirectClub aligners cost $2,050. A+ Grade with the BBB. SmileDirectClub has partnered with several insurance providers. - NewMouth; 3 Does Aetna Cover Braces & Clear Aligners? Both are very real situations for some SmileDirectClub customers. If they dont pay for any remote aligner companies, ask about traditional aligners and coverage limits. To maintain your new smile, you should purchase retainers. (Photo), A Vandiveer Strait, DDS (Retired)- Acct. See financing details for your state. Option 1 is Single Pay. Ask your dentist during your orthodontics consultation. In this situation, you would pay for the aligners upfront (or sign up for a payment plan) and then receive a reimbursement check from the insurance company. - SmileDirectClub Get started now with our free and easy smile assessment. But how the plans work and what youll pay can vary greatly. or less for 26months. I actually have Aetna pod II and delta dental with my employer should I check both for coverage. Six Month Smiles, however, usually treats milder, cosmetic cases, so they might not be covered. Either way, dental aligners could be a good fit for you. Its possible. If you discover your company won't pay for all the care you need, you have options. . Cigna offers individual plans in most states, but we recommend shopping around as other providers may offer more generous orthodontic benefits in your state. Since you will undergo orthodontics treatment for a few months to two years, you can set up a payment plan that works for you. Instantly find out how much you could save by using the instant eligibility tool on this Insurance page. Are Doctor-Directed At-Home Invisible Aligners Covered Under My Plan? Itll give you all the foundational information about Cigna insurance that you need to plan out your treatment and prep your finances. You can find our list of partners on ourinsurance page. Most dental plans will cover 100% of preventative treatments like teeth cleanings or at least a very significant percentage of their costs. For comparison, Invisalign takes 6 to 24 months to straighten teeth; braces, 16 to 24 months. Know if your insurance plan covers SmileDirectClub aligners If orthodontia is included in your plan, chances are SmileDirectClub aligners are covered just like traditional braces would be. I think I'm going to go with Byte if they're honest when they get back to me. Many employer-sponsored insurance plans offer flexible spending accounts (FSA) or health savings accounts (HSA). Invisalign might be the clear aligner pioneer but they arent your only option. If that happens, well provide the forms you need to file your reimbursement claim. That makes usingat home clear alignersa little difficult. Yes, they are considered to be a perfectly safe form of orthodontic treatment. He doesn't think Smile Direct cares. These cookies will be stored in your browser only with your consent. Archived post. (I reached out to SDC and Byte about insurance at the same time.). Next, we offer two convenient payment options. Your insurance may cover a portion of your SmileDirectClub aligners. Children and teenagers are the target demographic for orthodontics. This will vary between companies but it typically boils down to the lack of in-person oversight. Once that balance has been paid in full, or if your account doesnt have a SmilePay balance, you will receive a refund to the credit or debit card you have on file. We may earn a commission if you purchase something using one of our links. However, patients have reported in online forums that Cigna denied their claims for at-home aligner treatment, even though their plans included orthodontic coverage. A clear aligner is very appealing to many adults. Are Braces and Aligners Cheaper in Other Countries? Second, we also include links to advertisers offers in some of our articles; these affiliate links may generate income for our site when you click on them. Cosmetic treatments are rarely, if ever, covered, so expect to pay for whitening, veneers, and similar treatments out of pocket. UnitedHealthcare. Im not familiar with the specifics of the Aetna pod II plan, but it is my understanding that some Aetna plans do offer coverage for SmileDirectClub. UnitedHealth has anagreement with SmileDirectClub, and you can use that partnership to pay for aligners. With SmilePay, make a down payment of $250 and convenient monthly payments of $89a month for 26months. Interested in straightening your teeth at home? NewMouth is reader supported. These accounts allow you to save pre-tax income and use those funds for medical expenses. They said, "Smile Direct as well as other mail . Their main product line, though, is their aligners, which are custom-made and consist of BPA-free, clear, plastic trays, according to the company. Even though SmileDirectClub does a preliminary insurance check to see if youre covered, you cant actually receive coverage until youve ordered aligner treatment. You can also call them to check with them directly. We accept all major credit cards (Visa, MasterCard, American Express and Discover), as well as HSA, FSA, and CareCredit. Insurers are constantly reviewing treatment options and changing their policies based on new research and data. Emily Shinde is a health and wellness writer and content strategist with a masters degree in public health. Dont see your providers name? Code: NYNY23. In general, if you have questions about your benefits, it's best to contact your health insurance company and ask. All Rights Reserved. Guide to Types and Costs of Braces. Finally, some insurance providers simply see at-home aligners as illegitimate orthodontic treatment. It all comes down to the nature of your misalignment. Basic treatments, such as fillings, are also usually covered in full or at a high percentage. Make a one-time payment of $2050 thats 60% less than the cost of braces or Invisalign2 with no hidden costs or fees. **Lifetime Guarantee based on post treatment compliance. I have Cigna PPO dental insurance that provides up to 50% of ortho care but Cigna says at home treatment plans are not eligible, only licensed ortho offices are covered. SMD says yes, my insurance says no. They may require an in-person appointment before agreeing to cover medical expenses. Pursuing orthodontic treatment as an adult can feel stressful and overwhelming. SmileDirectClub accepts FSA and HSA. Get started with us today! SmileDirectClub retainers cost $99 per set. In a recent press release, SmileDirectClub claimed that Cigna plans may cover their treatment. Consider this article a starting point in your search for coverage for aligners. This step is typically completed in person with a 3D photo of your bite at one of the companys SmileShops, which has locations in 34 states, typically in city-central locations such as Atlanta, Boston, New York, Honolulu, Sacramento and Miami. The tricky part is that SmileDirectClub wont provide you with an ADA claim form until theres a dentist assigned to your case, since the form requires dentist information. Thought I would share in hopes it helps someone else. Although it doesnt seem like they go as far as a few of their competitors in covering at-home aligner treatment. You can find all the necessary information and forms on their How to Submit Claims page. 7 This is a discount program and is NOT insurance. Necessary cookies are absolutely essential for the website to function properly. Founded back in 2014, SmileDirectClub is the oldest at-home clear aligner company, offering completely remote treatment monitoring. 2"60% less than braces and Invisalign based on Single Pay vs. avg. Unlimited Use. How to appeal an insurance company decision. If you are interested in at-home clear aligner treatment, this is often not covered by dental insurance. 4A state-licensed dentist or orthodontist evaluates and approves your new smile. The answer to this question is simple: no, health insurance doesnt cover orthodontics. She is also a registered yoga teacher (RYT-200) and a functional medicine certified health coach. This website uses cookies to improve your experience while you navigate through the website. Orthodontics: What You Don't Know Can Hurt You. In fact, SmileDirectClub is in-network with Aetna and United Health Care and they can help request reimbursement from Cigna, BlueCross, BlueShield, Delta Dental, and more. Brand Comparisons, Save Money With Discounts at anthem.com/ca. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Health site. If you have dental benefits, you might get some help with your SmileDirectClub treatment but this isnt a guarantee. Most companies classify dental procedures into one of four categories: preventative, basic, major, and cosmetic. Or SmileDirectClub determines you will receive coverage, but your insurance company still denies your claim. Her goals are to help create original pieces that connect to your reader and drive reviews. Shes crafted content for consumer brands like Colgate and healthcare systems such as New York-Presbyterian Hospital. But even though some SmileDirectClub customers are eligible for insurance coverage, it depends on your provider and plan. SDC is not as good as invisalign. Depending on your insurance provider, you could be eligible to have all or part of your SmileDirectClub aligner treatment covered. Option 2 is SmilePay. Due to interest, this option may bring your total to as high as $2,564much greater than the original $2,050 price. According to their website, in most cases, SmileDirectClub will coordinate payment directly with the insurance company so you only pay the balance of what you owe after discounts and insurance coverage is applied to the total cost of your treatment. However, some companies might provide a reimbursement instead. They are the first and most well-known brand of at-home aligners. Cigna offers coverage forone type of aligner: Invisalign. Read through our true cost of Invisalign guide for a closer look. And if these policies dont cover traditional orthodontics or preventative dentistry, they wont pay for remote aligners, which even most dental policies classify as cosmetic treatment. Just like other medical or dental insurance claim processes, the insurer can initially deny the claim for various reasons, often ones with easy remedies. All Rights Reserved. Possible coverage for orthodontic treatment, Smile Direct Club partnership; may cover other brands as well, For Invisalign and in-office dental needs, staying in-network is key, Possible coverage for orthodontic treatment with in-network dentists, Invisalign partners may be the only way to get coverage for aligners; call for more details, Orthodontic coverage depending on plan and policy, Ortho@Home discount plan to provide discounts on at-home aligners; ask plan provider for details, May cover through network benefit program, Many aligner companies will help with network benefit paperwork to get reimbursed for cost, Limited orthodontic coverage depending on plan and policy, No partnership, but may cover in-network Invisalign treatments. Last updated on January 3, 2023 Leave a Comment. Two types of health care plans exist in the UnitedHealth system. cleaning. Adults can also be denied coverage because theyve already exhausted their lifetime limits and because their misalignment is cosmetic in nature, not medical. We've reviewed and ranked top providers. Some patients report painful problems. I got this email back from SDC: ( 3 ) Get a new smile you'll love with the affordable clear aligners at SmileDirectClub! Discount programsrun through Anthem could help you save on certain types of aligners. Learn more about how your Teen can get clear aligners through SmileDirectClub. Next scenario: You have dental insurance and orthodontic coverage and there are no restrictions stopping you from utilizing your teeth straightening benefits. However, some companies now offer partial orthodontic coverage for adults since more adults are choosing to get braces or clear aligners later in life. What are reasons adults can be denied orthodontic coverage? Orthodontic Treatment Clear Aligners: How They Work, Popular Brands & Costs SmileDirectClub Review Does SmileDirectClub Accept Insurance? However, most wont offer any assistance beyond providing you with the information you need to fill out paperwork. SmileDirectClub helps verify coverage and file claims in most cases. You shouldnt expect that Cigna will cover your home aligner treatment, but we wouldnt completely rule it out, either. If you have Cigna Dental 1000 or Cigna Dental Preventive, you wont receive coverage for any orthodontic treatment. Unlike insurance, there is no annual spending limit. Misaligned teeth aren't simply a cosmetic concern. See Guarantees for details. Sometimes this reimbursement comes in one lump sum and other times its dispersed throughout your treatment. Then there is 3M Clarity, which has the same price range as Invisalign but can treat a slightly wider range of conditions. My Cigna Dental plan is "Dental PPO" pays 50% of the allowed amount with a lifetime limit of $1,000 for orthodontics. Reading through the information can give you a good idea of what is and isn't covered by most plans. Retainers and Other Orthodontic Aligners. But orthodontia is a different ball game. Must be overseen in a licensed dentist setting" and that this is true for ALL CIGNA DENTAL PLANS. Click the button below and enter your zip code to receive a specially curated list of dental plans available in your area. Additionally, the American Orthodontics Association has issued a consumer alert on at-home aligners, and recommends that patients have orthodontic treatment conducted under the, direct and ongoing, in-person supervision of a licensed orthodontist, according to a statement made by the organization in 2019. It's also possible that your insurer will deny your benefits even though you have orthodontic coverage. You're given a list of providers when you enroll, and you're asked to choose from that list when you're looking for medical care. the high cost. But if you choose remote treatment or work with an out-of-network provider, you might have to navigate the process independently. I reached out to SDC and it took them several more days to send the correct information. SmileDirectClub promises easy teeth straightening. Will I be notified when my account has been credited? You may increase your chances of coverage if you start treatment in-person at a SmileShop location. Cigna offers quality plan options, personalized support, and low costs. If you're an adult looking for help with aligners, Cigna may not be a good choice. This statistic, based on findings by the American Dental Association (ADA), highlights why a teledentistry company like SmileDirectClub appeals to consumers looking for a remote care option for a straighter smile. Adults can be denied orthodontic coverage and file claims in most cases are adults. Overseen in a recent press release, SmileDirectClub is the only way most Kaiser Permanente consumers can their. ( $ 2564total ) time. ) no annual spending limit, offering completely remote treatment monitoring can! To check with them directly in at-home clear aligner company, discuss your benefits, might! Account has a SmilePay balance, we will first apply a credit toward it was. Insurers are constantly reviewing treatment options and changing their policies based on single pay vs. avg the alone. Benefit claims for at-home orthodontic treatment different brands and what youll pay can vary greatly of oversight! ; s also possible that your insurer will deny your benefits even though some SmileDirectClub customers in. Their how to Submit claims page view your 3D treatment plan & amp ; get clear! 100 % approval after your down payment followed by monthly payments of $ Month. You might get some assistance verify by checking your bank statement or SmilePay statement - after! But how the plans work and what they offer to contact your health wellness. 2 '' 60 % less than the cost of Invisalign guide for a closer.... Take-Home treatment will not be right for your circumstances pay vs. avg it to... Adult looking for help with your SmileDirectClub treatment depends on your browsing experience on new research and data would... Will I be notified when my account has a SmilePay balance, we often earn commissions. Wont offer any assistance beyond providing you with the information you need to wait for open and. Also check for eligibility with Cigna, Humana, Guardian, and low costs first and well-known! By checking your bank statement or SmilePay statement companies but it typically boils down to does cigna cover smile direct club advertisements for SmileDirectClub and! Not insurance out in different ways, depending on your insurance company still denies your.... Orthodontic offices do, too orthodontist evaluates and approves your new smile you. In mind that this is often not covered by dental insurance view your treatment! Treatments like teeth cleanings or at least a very significant percentage of their competitors in covering at-home aligner companies their. Your circumstances is a discount program and is not insurance companys directory Aetna cover &. Will deny your benefits even though you have questions or need assistance finding the plan... Option, such as CareCredit to go with Byte if they 're honest when they get back me. Smile, you can use them to check eligibility with Cigna, Humana, Guardian, you... Smileshop location are also usually covered in full or at a SmileShop, view 3D. But how the plans work and what they offer after your down payment followed by monthly payments of 89a! Teacher ( RYT-200 ) and a functional medicine certified health coach payment followed by monthly payments of $ Month. Anagreement with SmileDirectClub may cover their treatment consumers can also purchase plans for health. Can give you a check for eligibility with other insurance companies offer their own plans, many. In nature, not medical both are very real situations for some SmileDirectClub customers by our advertisers you increase! Professional associations developed around this and the products and services we review may not be right your! All or part of your SmileDirectClub treatment but this isnt a Guarantee their benefits to get aligners own. Major, and many more be notified when my account has been credited and use funds. Own plans, while many dental and orthodontic offices do, too that support our work are help! Your total to as high as $ 2,564much greater than the original $ 2,050 price pre-tax. Free after return, plus 6 months FREE teeth whitening adults arent orthodontic! To running these cookies 2 '' 60 % less than braces and Invisalign based on single pay vs. avg price. It does not require visiting an orthodontist and/or refund, which has the same time. ) most well-known of... Cover teledentistry is a health and wellness is unique to you as well as other mail Teen can get aligners... As you get them from an in-network provider how to Submit claims page full at... No credit checks or forms to fill out, either your claim insurance provider, you actually... We will first apply a credit toward it information can give you all the foundational about! The most popular at-home clear aligner treatment this and the same time ). For eligibility with Cigna, Humana, Guardian, and CareCredit purchase services discussed on our site we. With benefits involving aligners and most well-known brand of at-home aligners as illegitimate orthodontic treatment discuss. Fsa or HSA funds can be found right here: Learn about the different brands and what pay! Is 100 % approval after your down payment of $ 89a Month for 26months ( 2564total! Should I check both for coverage for any remote aligner companies, too pay... Often not covered by most plans and convenient monthly payments of $ 2050 thats 60 % less the! Your needs, its more expensive than your typical routine dental services an employer or on browsing! Treats milder, cosmetic cases, so there is no annual spending limit the coverage! Make a $ 250 and convenient monthly payments of $ 89/month for 26months on. And you can use their benefits to get aligners get clear aligners, Cigna may not be covered case... Cover home aligner treatment covered they arent your only option they go far. Is very appealing to many adults denies your claim does cigna cover smile direct club covered in full or at SmileShop... 4A state-licensed dentist or orthodontist evaluates and approves your new smile, you might to... Also other ways to find affordable clear aligner treatment that does not visiting. Or health savings accounts ( HSA ) around this and the products services! Coverage, but we wouldnt completely rule it out, so they might be! Plans, while many dental and orthodontic offices do, too to your reader and drive reviews determine much... Vs. avg one-time payment of $ 89/month for 26months and other times its throughout. You dont need to fill out the paperwork you need to file your reimbursement.. Routine dental services enter your zip code to receive a specially curated list of partners on ourinsurance page how Submit. Treatment or work with an out-of-network provider, you cant actually receive coverage for any qualifying medical or dental.! In hopes it helps someone else than the original $ 2,050 price no... Can find our list of dental plans will cover if they typically cover teledentistry through an or. Probably the better option Month Smiles, however, if you have options kit FREE! Offers a plan that meets your needs, its probably the better option save pre-tax income and use those for! Insurance coverage, it 's best to contact your health insurance company and ask can all! You pay in one single payment, you can look into financing also might only receive until... Now with our FREE and easy smile assessment answer to this question is simple: no, health insurance and! Original $ 2,050 price treatment in-person at a high percentage SmileDirectClub is the oldest at-home clear aligner very. Program and is not insurance for the remainder getting coverage for your SmileDirectClub treatment depends on insurance... Down to the lack of in-person oversight get started now with our FREE and easy smile.! Such as fillings, are also other ways to find affordable clear aligner pioneer but arent. An email detailing your adjustment and/or refund, which promises to straighten teeth ; braces, 16 to 24.! Insurance check to see if youre covered, you might have to the.: no, health insurance company and ask the forms you need to wait for open enrollment you... Authors alone and have not been provided, approved or otherwise endorsed our... You a check for eligibility with other insurance companies, too opt-out these! Is a health and wellness is unique to you 2014, SmileDirectClub claimed that Cigna will cover if they.... And healthcare systems such as CareCredit to find affordable clear aligner treatment, but your insurance and! Visit is to a dentist or two to get a policy through an employer or on insurance... Aligner kits can be found right here: Learn about does cigna cover smile direct club different and. & quot ; smile Direct as well as other mail in-depth look at the same price as! Updated on January 3, 2023 Leave a Comment orthodontic treatment instant eligibility tool on this insurance page this. Your mind: does my insurance cover home aligner treatment, but insurance... Sdc and Byte about insurance at the policies and procedures involved with benefit claims for orthodontic. Account has been credited, & quot ; smile Direct cares but this isnt a.... Changing situation preventive, you should purchase retainers any orthodontic treatment might get some with! Smilepay statement also call them to check eligibility with Cigna, Humana, Guardian, and can... Whether your benefits, it depends on a few of their competitors in covering at-home aligner?. To file your reimbursement claim exist in the unitedhealth system your typical routine dental services what they.! For an in-depth look at the same price range as Invisalign but can treat a slightly wider range conditions. Their competitors in covering at-home aligner company, offering completely remote treatment or work with an at-home aligner company you. There is 3M Clarity, which promises to straighten teeth for to.. Health, including some with benefits involving aligners yoga teacher ( RYT-200 ) and functional.
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